Softwarová aplikace pro bonitní modely
| Title in English | Software application for creditworthiness models |
|---|---|
| Authors | |
| Year of publication | 2020 |
| MU Faculty or unit | |
| web | http://www.fikane.cz |
| Description | The proposed software classifies non-profit organizations according to the degree of their financial health. It is compiled on the basis of theoretical and pragmatic knowledge. The software has the potential to evaluate whether an organization is viable and financially sound. The software is based on the results of econometric models, namely the so-called logit models, which were compiled and estimated using financial and non-financial indicators of 777 public benefit organizations operating in the social services sector for the period 2014 to 2017. 483 basic organizational units Junák - český skaut, zs, where the available data covered the period from 2008 to 2018. Based on a detailed analysis of the interconnectedness of more than 250 available static and dynamic financial and non-financial indicators, a total of 53 of these indicators were tested within the formulated econometric models. Financial vulnerability ratings (grading on a scale of A (best) to F (worst)) are based on predicted probabilities based on estimated models. Ratings A and B are based on high values of the so-called true positive rate, ie so that the most likely organizations falling into this category are truly financially sound in the following year (the probability of predicted financial vulnerability is very low). |
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