Efficiency of Banks in Slovak Republic
| Authors | |
|---|---|
| Year of publication | 2018 |
| Type | Article in Proceedings |
| Conference | European Financial Systems 2018. Proceedings of the 15 th International Scientific Conference |
| MU Faculty or unit | |
| Citation | |
| Keywords | technical efficiency o f banks data envelope analysis |
| Description | The aim of this article is to examine the efficiency of Slovak banks in the time period 2000 - 2013. Slovak banking system faced serious problems connected with the process of transformation of the Slovak economy. They w ere manifested by difficulties in obtaining of long - term resources, with keeping of capital adequacy requirements and with the rapid growth of the non - performing loans. Transformation and privatization of large banks led to improvement of financial stabili ty and efficiency of banking sector. As first we used a combination of fixed assets and staff costs as input and net interest margin as output in terms of CCR and BCC - I models. In the next analysis we used the combination of three factors - fixed assets an d loan - loss provisions as inputs and volume of credits as output in terms of CCR and BCC - I models. Both cases show that the banks in Slovakia have too many fixed assets and high personnel costs with respect to the measured outputs; to the loans and to the net interest margins. |
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