Investiční činnost komerčních pojišťoven
| Title in English | Investment of insurance companies |
|---|---|
| Authors | |
| Year of publication | 2001 |
| Type | Article in Periodical |
| Magazine / Source | Ekonomický časopis |
| MU Faculty or unit | |
| Citation | |
| Field | Economy |
| Keywords | insurance company; insurance activities; insurance policy; insurance products; investment of insrurance companies; principles of investment |
| Description | Insurance company is a institution which deals with insurance activities by law of insurance. It is a legal subject, which effects insurance policy. Insurance company executes insurance protection. It can be specialized at offer of insurance products, class of insurance - life or non-life or some risks. Insurance company can also act as universal company. Net technical reserves of insurance companies are made of premium and are used for paying the indemnity. Some part of these reserves can be used for investment of insurance companies. Each insurance company has its own investment policy. Investment of insurance companies is specific for each of them as well as investment strategy and philosophy. In the Czech Republic was the investment structure different as in other advanced countries. The most part of investment was placed in bank deposits, other instruments were used lower. It is possible to suppose that portfolio mix of insurance companies will change in sequence by example in developed economics. The process of investment and strategy, which are the clients not interested in, and which many companies do not make public, means evaluation of their net technical reserve i.e. money of clients. |
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